Highly motivated businessman with more than 20 years experience in financial institutions, eCommerce and Payments.Specializing in online and ecommerce payment processing of credit cards and alternative payment options, ePayments operations and Payments platforms management.Business development of digital delivery channels, E-Banking, Mobile Banking, online and off line payments systems,Specialties: online Banking, Credit cards, Debit cards, payments, e Payments, Card acquiring, alternative payment options, e Wallets, e Banking, Mobile Banking, e Business, business development, risk management, eCommerce, conversion, optimization.